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$625,000
17 Days On Site

4113 Cobalt Circle PO73
Panama City Beach, FL 32408

For Sale|Condominium|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,608
SqFt
$389
/SqFt
2007
Built
Subdivision:
Waterhaven
County:
Bay
Listing courtesy of Darcie Ducharme of Carillon Realty Inc
Call Now: 850-234-5600
Is this the listing for you? We can help make it yours.
850-234-5600
4113 Cobalt Circle PO734113 Cobalt Circle PO734113 Cobalt Circle PO734113 Cobalt Circle PO73
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Monthly Payment (Est.)

$2,852
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front (seasonally heated) pool or the Bay front beach? There is also a grilling area on the pool deck, a dock, marina, a storage yard across Magnolia Beach Road with a separate access code, beach loungers, a boat ramp and a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center, a theater that can be reserved by owners, meeting room, summer kitchen and an Owner's Club for your enjoyment. This unit also comes with its own 5×7 storage room on the 4th Floor of the Building! And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full-time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

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Listing Snapshot
Price 
$625,000
Days On Site 
17 Days
Bedrooms 
3
Inside Area (SqFt) 
1,608 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
N/A
Year Built 
2007
MLS® Number 
1007924
Status 
Active
Property Tax 
$6,257.65
HOA/Condo/Coop Fees 
$896 monthly
Sq Ft Source 
N/A
Friends & Family
Recent Activity
3 weeks agoListing first seen on site
3 weeks agoListing updated with changes from the MLS®
General Features
Levels 
Three Or More
Property Sub Type 
Condominium
Security 
Fire Alarm
Sewer 
Public Sewer
SqFt Total 
1608
Style 
N/A
Utilities 
Natural Gas AvailableElectricity Available
Water Source 
Public
Interior Features
Appliances 
DishwasherDisposalDryerMicrowaveWasherElectric Water HeaterWine RefrigeratorIce MakerGas Oven
Cooling 
Central AirCeiling Fan(s)Electric
Flooring 
HardwoodTile
Heating 
CentralNatural GasElectric
Interior 
Breakfast BarTray Ceiling(s)Recessed LightingWet Bar
Bedroom 
Dimensions – 11 x 12Level – First
Kitchen 
Dimensions – 15 x 14Level – First
Living Room 
Dimensions – 17 x 19Level – First
Master Bedroom 
Dimensions – 14 x 15Level – First
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Exterior Features
Exterior 
Balcony
Frontage 
Bay/Harbor
Lot Features 
Waterfront
Patio And Porch 
DeckCovered
Roof 
Metal
View 
Bay
Waterfront 
Yes
Waterview 
Bay
Community Features
Association Dues 
2688
Community Features 
FishingGatedPool
HOA Fee Frequency 
Quarterly
MLS Area 
27 – Bay County
Schools
School District
Unknown
Elementary School
Patronis
Middle School
Surfside
High School
Arnold
Listing courtesy of Darcie Ducharme of Carillon Realty Inc



Listing information is provided by Participants of the Emerald Coast Association of Realtors MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, Emerald Coast Association of Realtors MLS.
Last checked: 2026-08-04 01:27 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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